Remember when you give out all your personal details, you open yourself up to having your credit report messed with. This is why so many payment services want you to verify your address along with a credit card or bank account, this way in the future (such as paypal did with me) they can place money on your credit report stating that you owe them “x” amount. If you do not pay paypal or ebay, they will actually try and show up at your door to serve you, so always request who it is that shows up at your door, and if they identify themselves as a court officer serving a summons, ask them who the plaintiff is on the case, they are supposed tell you that information before they hand you the summons. If you hear the words ebay or paypal just slam the door in their face.
Without proper serving of a summons a case can’t be brought against you. Each time they try and serve you it will cost them money.
Here is a good way to find out if you have any pending cases filed against you. Simply call your local courthouse and give them your full name, the civil clerk will be able to tell you if a court officer is currently trying to serve you for something. Simply ask her who the plaintiff is then tell them you moved.
There are many ways to skin a paypal cat.